The Investec Platinum Card is typically available only as part of an Investec Private Bank Account, which has stringent eligibility requirements aimed at high-net-worth individuals[1][3][5].
- Residency: Applicants must be South African residents with a valid South African ID or foreign nationals with a valid passport and South African residency[1].
- Private Banking Qualification: The card is offered as part of a private banking package. Prospective cardholders must qualify for an Investec Private Bank Account, generally requiring a professional or postgraduate qualification and a high income level (though the specific minimum for South Africa is not publicly disclosed; similar UK accounts require a minimum yearly earnings of £300,000 and a net worth of £3 million)[3][7][8]. For young professionals (generally under 30), Investec offers reduced monthly fees and recognizes early career potential[3].
- Creditworthiness: Approval is subject to credit assessment. A strong credit profile—typically a credit score above 700 and a healthy debt-to-income ratio—improves the likelihood of being approved[2][4].
The Investec Platinum Card offers exclusive travel benefits, access to airport lounges, tailored credit limits based on financial profile, advanced security features, extensive digital platform integration, and numerous premium financial services[1][5].
References
- [1] Investec Bank Credit Cards of July 2025 – Finanso
- [2] Why you want a credit score of 621 or higher – Nedbank
- [3] Private Banking Requirements | Do I Qualify?
- [4] How To Build a Credit Score – Investec
- [5] SA’s most elite credit cards: High salaries, high perks, and …
- [7] Private Bank Account
- [8] Investec current accounts review – Finder UK
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